Faq’s

How fast can I really get funded?

You can get approved in as little as 24 hours, and funding is deposited into your account within 48 hours.
What types of businesses do you fund?

We work with most U.S.-based businesses generating at least $10K/month in revenue—from retail shops and trucking companies to agencies and e-commerce brands.
Do I need perfect credit to qualify?

No. While credit is a factor, we focus more on your business performance, cash flow, and revenue stability.
How much can I get approved for?

Funding ranges from $10,000 to $2,000,000, depending on your revenue and business profile.
Do I need to put up collateral?

No collateral required. Our funding solutions are unsecured, meaning we don’t take your house, car, or assets.
What documents do I need to apply?

Typically just 3 months of business bank statements, your ID, and some basic business info. That’s it.

What’s the difference between you and a traditional bank?

Banks can take weeks (or months) to make a decision—and most deny small businesses. We make decisions in 24 hours and get money in your account in 48 hours.
Are there hidden fees?

No hidden fees. Everything is 100% transparent upfront—you’ll know exactly what you’re paying and when.
What can I use the funding for?

Anything that grows or stabilizes your business: hiring staff, buying inventory, expanding locations, upgrading equipment, marketing campaigns, or covering payroll.
Do you fund startups?

We typically require 3+ months of revenue history. If you’re pre-revenue, we’re not a fit yet—but as soon as you’re generating consistent sales, we can help.
How often can I apply for funding?

Many clients use us for repeat funding. As your business grows, you may qualify for larger amounts over time
Why should I trust Funding In 48 Hours?

We’ve helped thousands of business owners secure over $2.4 billion in fast funding. Our process is transparent, our approval rates are higher than banks, and we deliver on our 48-hour promise.